What to Consider When Applying the 4% Rule

When it comes time to make the most of your retirement, it’s important to proceed with the same consideration that you gave when you invested and saved your funds. You don’t want to overextend your funds and jeopardize your comfort during the later years of your retirement. However, spending too little can also negatively affect … “What to Consider When Applying the 4% Rule”

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How well do you understand minimum distributions in 2020?

When it comes to required minimum distributions, it is important to understand the rules to avoid any missteps with the Internal Revenue Service.   Generally, the IRS requires individuals, once they reach age 72, to withdraw required minimum distributions each year. RMDs can be taken from traditional IRAs or employer-sponsored retirement accounts.  Although RMDs do come with … “How well do you understand minimum distributions in 2020?”

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Investing Irrespective of the Market

Something that I find is of constant surprise and very little discipline is continuing to invest while the market is going down. While there are certainly companies that go bankrupt or who do horribly and never recover, hopefully you are dumping them after enough time and reinvesting instead in better positions. However, when the whole … “Investing Irrespective of the Market”

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Welcome

Index Funds.  Yes, You’re Tired of Hearing About Them  But this isn’t going away. If you have some, great. Stop reading. The intelligence about them hasn’t changed. Only keep reading if you are investigating this and somehow haven’t yet read much.   To begin, an index fund is essentially betting on the market. You can pick the … “Welcome”

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